Information About Watch Finance For Watches And Jewellery


Direct Debit is a method by which your monthly repayments are taken from your UK bank account. The finance agreement, which you will see before purchasing your item, will show the total cost of the loan. Be sure to get a gift for that special someone before their birthday or other special occasion, or treat yourself to something from our collection with 0% APR from a 6 to 48-month term. You can be sure that you will get the item you want with a minimum deposit of 10% for terms upto 36 months.

Our simple finance options allow you to spread the cost of your purchase over 12 months. You must be at least 18 years old, work at least 16 hours per week, or be retired and have a steady income to apply for finance. You must also be a resident of the United Kingdom and have lived in the UK for the last 36 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren’t excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application. Whether it’s a gift or a well-deserved treat, our finance options give you the flexibility to spread your payments over 6, 9, 12, 18, 24, 36 or 48 months depending on the value of your order.

On Pay Monthly Finance

We can offer multiple options for financing your perfect purchase including interest free credit and new or pre-owned watch finance options. If If you’re interested in understanding which option is best for you, we have provided some additional information below. Homemakers aren’t excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application. These two simple financing options can help spread the cost of your purchase.

Novuna Personal Finance provides credit, a trading name of Mitsubishi HC Capital PLC. Authorized and Regulated By the Financial Conduct Authority. If your application is approved, the finance lender will release your order to us. We will send you an email confirmation and ship your order in the next collection. You should be aware that sometimes the finance lender may need to contact you or conduct additional checks before we release your order. Please note this normally only happens during working hours but you will receive an email confirmation once the checks are completed. Throughout the credit application process, the APR is clearly displayed on the credit summary.


Once we receive notification that your application was successful, we will only despatch your order. After you have selected the item that you want to buy, go through the checkout and proceed to the payment step. Further information and contact details can be found on Learn more about our luxury finance deals for watches, including Rolex finance or Cartier finance. The deposit will be taken once your finance application has been approved by V12 Retail Finance. Should you wish to return/exchange an item purchased online by Interest Free Credit, please contact our Customer Happiness Team.

Simply select the option to ‘Calculate Finance’ from the product page and select your deposit & term options, and our simple finance calculator will tailor a quote to your preferences. To apply simply proceed by clicking the ‘Buy Now’ button and complete then application with no need to leave a deposit before a decision on your application has been reached. You must also be a UK resident and have lived in the UK the last 3 years.

With 0% finance, purchasing from a jeweller that provides interest-free credit has never been easier. Select “V12 Finance” and choose from one of the available plans. There are a variety of terms that you can choose from. These terms range from 6, 9, 12, 18, 24, 36, or 48 months. The terms will be determined by the order’s value. Continue by adding the item to your cart and choosing to pay with Barclays Partner Finance when you checkout. To complete your application, we will need to collect some additional information from you. If you get an “eligible” reply, it means you are likely to receive finance approval. However, you must ensure that the amount you are financing is reasonable and that all application checks are completed.

Representative APR 0% Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital PLC Authorised and Regulated by the Financial Conduct Authority. With 6, 12 and 24 months of 0% interest finance available on most of our stock, you could enjoy your new watch even sooner than you think. There are no hidden fees or interest charges, so you won’t have to pay anything more than what you see. The following example shows the typical costs associated with PayPal Credit as a standard funding option. A credit check is an integral part of the automated decision-making process and is part responsible lending policies.

Services & Repairs

To allow for processing time, the payment must be processed within seven days of the date you send the cheque. V12 Finance will write to you to confirm the date that your repayments will commence. The secure application form will be displayed to you. Simply complete the form and wait for the decision. The above listed agencies will provide details of information relating via these addresses. If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instruction on how to dispute the decision. The finance company will process your application and once accepted, we will receive notification.